SRC Platform
Concept Definition
When consumers pay online, they face a growing range of options: digital wallets, QR codes, cryptocurrencies, bank transfers, Buy Now Pay Later (BNPL), and more. These alternatives have emerged since the area of manual card entry, reshaping the way consumers pay. With so many payment options, standing out and maintaining trust has become a strategic priority for issuers and card networks. While cards remain universally accepted, staying visible and relevant requires leveraging today’s technology. The IDEMIA SRC Platform, built on the EMVCo Secure Remote Commerce standard, keeps cards front and center in online payments. With a single cross-network Buy Button (Click to Pay), it delivers a smooth, issuer branded, and secure checkout experience while simplifying merchant adoption.
Use Cases
The IDEMIA SRC Platform delivers a frictionless Click to Pay experience for eCommerce across merchant websites and apps.
New Users
Create a Click to Pay account and authenticate securely with OTP or Passkey for biometric checkout.
Returning Users
Authenticate with OTP or Passkey and complete purchases in one click using saved cards. (Passkey: FIDO2-based passwordless authentication option)
Service Benefits
The IDEMIA SRC Platform delivers a seamless, consistent, and interoperable checkout experience across all card networks:
Reinforce card usage in eCommerce
Ensure cards stay top-of-mind at checkout with a standardized Click to Pay experience, ensuring they remain the simplest and most trusted choice for consumers.
Boost eCommerce growth
Deliver a smooth, trusted, and interoperable checkout experience that reduces abandonment, increases conversion and drives higher volumes for issuers and card networks.
Enhance security
Leverage tokenization and passkey authentication to reduce fraud, protect sensitive data, and build greater consumer confidence.
Simplify merchant adoption
Provide a single standardized Buy Button across all card networks, reducing integration effort, minimizing maintenance complexity while lowering costs.
Explore
Digital Card
Digital Card is a suite of services that enhances mobile banking apps, introduces new payment options, and creates unique cardholder experiences. Designed for issuers, it enables virtual card generation, contactless payments via digital wallets, and secure, seamless authentication.
Token Platform
IDEMIA Token Platform manages end-to-end processes to create, provision, and manage digital cards or payment tokens across diverse Token Requestors, including OEM PAY wallets, Issuer PAY wallets, QR code wallets, P2P wallets, and Token-on-File.